Direct Policies

Life doesn’t always go as planned—but with Aflac’s direct coverage options, you can be better prepared for the unexpected.

Whether you’re self-employed, between jobs, or simply looking for added peace of mind, these affordable, individually available plans provide cash benefits paid directly to you, so you can focus on recovery—not bills.

🩺 Cancer Insurance

Cancer plans provide an initial lump-sum payment upon diagnosis, followed by additional benefits throughout the treatment journey—from surgery to anti-nausea medication. 

🏥 Accident Insurance

Covers injuries from life’s surprises—like falls, sprains, broken bones, and emergency room visits—helping you manage costs that health insurance may not.

❤️ Critical Illness Insurance

Get paid directly if you experience a covered serious condition such as a heart attack, stroke, or organ failure—so you can pay for what matters most during recovery.

😁 Supplemental Dental Insurance

Helps offset out-of-pocket costs that traditional dental insurance may not fully cover. It provides cash benefits directly to you for services from cleanings to extractions—regardless of what your primary dental plan covers. 

With Aflac, you choose the coverage that fits your life and budget—and get the support you need, when you need it most. It's protection with purpose, made simple and personal.