Individual Benefits

National Life Group offers life insurance and annuity solutions that help individuals protect their loved ones, grow their wealth, and plan confidently for the future. Whether you're just starting out, building a family, or preparing for retirement, National Life’s products are designed to meet your financial goals at every stage of life.

Key Benefits for Individuals:

• Income Protection: Life insurance provides a tax-free death benefit to your loved ones, ensuring financial security in the event of your passing. It can cover final expenses, mortgage payments, education costs, and more.

• Living Benefits: Many of National Life’s policies include Living Benefits, which allow you to access a portion of your death benefit while you're still alive if you're diagnosed with a qualifying chronic, critical, or terminal illness—offering peace of mind during life’s toughest moments.

• Tax-Advantaged Retirement Planning: Indexed Universal Life (IUL) insurance policies can build cash value over time, which can be accessed tax-advantaged to supplement retirement income, pay for college, or cover unexpected expenses.

• Wealth Accumulation: IULs and annuities offer potential for cash value growth based on market index performance, with protection against market losses. This allows individuals to build wealth with lower risk over time.

• Legacy & Estate Planning: Life insurance helps individuals leave a lasting legacy for their loved ones or charitable causes, often with tax advantages that help maximize the value of their estate.

Summary:
National Life Group helps individuals take control of their financial futures by offering products that provide protection, flexibility, and long-term growth. With benefits that support both life’s challenges and milestones, these solutions are designed to help you live with confidence and leave a lasting impact.